Our Leadership Team


At Waterfield Advisors, our people have diverse experience and backgrounds thereby creating a team of professionals with experience in multiple areas, each of which contributes seamlessly to the advice and expertise we provide to our clients.

Soumya Rajan Managing Director and Chief Executive Officer

As the founder of Waterfield Advisors, Soumya brings over 25 years of financial services experience. She has advised several of India’s leading business families on issues related to the success and continuity of their family enterprise, including managing their family investments, succession transitions, mentoring the NextGen, corporate and family governance, conflict resolution, business strategy and philanthropy.
[expand title=”Read More” trigclass=”noarrow”]

Prior to founding Waterfield, Soumya worked at Standard Chartered Bank India for 16 years, where her last assignment was heading their Private Banking Division from 2008 to 2010. Her experience in banking is across a wide range of areas, covering Risk Management, Consumer Banking and Private Banking.

Soumya serves on the Board of several non-profit organizations, having served as Vice-Chair of Reach to Teach, a charity focused on primary education for disadvantaged children in India; as an Advisory Board Member of Peepul, a charity focused on creating a school transformation platform for government schools; on the Advisory Council of the Indian Institute of Technology (IIT) Gandhinagar’s Research Park and Entrepreneurship Centre, and as a Board Member of CSTEP, a research think tank that recommends public policy on the use of new emerging technologies for social and economic development in the areas of energy, environment and infrastructure.

Soumya also serves as an Independent Non-Executive Director of Aavas Financiers, a listed company, engaged in the business of providing housing loans, primarily to the un-served, unreached and under-served segments in India.

Soumya was recognized in 2019 as amongst India’s Top 100 Women in Finance. She completed a Masters in Mathematics from Oxford University, U.K and a B.A (Hons) in Mathematics from St. Stephen’s College, Delhi.[/expand]

Kartik Kini Chief Operating Officer

With over 24 years of experience, Kartik has worked with some of the largest financial services firms including Avendus, Deutsche Bank and Merrill Lynch, India. Kartik brings with him a robust operational background and has enhanced the firm’s operating model by leading the process and technological changes.

Ruchi Sankhe Managing Director, Origination and Client Coverage

Ruchi brings in 25 years of experience, especially in the fields of institutional and private banking. She joins Waterfield Advisors from Citibank, where she had a 21-year stint. In her last role at Citibank, she was responsible for managing key ultra-high-net-worth relationships for Citi-Private Bank. Prior to this, she was in charge of prospecting business for the Corporate Banking Group in Citibank and headed the Insurance and Broking vertical in the Financial Institutions Group at Citibank.

Sharad Mendon Executive Director

With rich industry experience of over 22 years at some of the top financial services firm like ABN Amro Bank, Religare Macquarie Private Wealth and Birla Sun Life, Sharad specialises in structuring and implementing solutions for the diverse requirements of the clients. Sharad also advises on best practices and governance, ownership and business strategy, amongst others.

Sadaf Behbahany Executive Director

Having worked with Standard Chartered and Credit Suisse, Sadaf brings with her over 18 years of thoughtful and analytical experience. She assists family offices and enterprises in achieving their family and business goals. Some of her responsibilities include designing and implementation of family governance, education and training of family members for future roles, preparation of the next generation, succession transitions.

Rohit Karkera  Executive Director

Rohit has over 14 years of experience within the financial services space with established firms like Axis Bank, Crisil and ICICI Prudential, providing fund research and wealth management solutions. He plays a significant role at the firm in managing client portfolios by providing in-depth research and analysis across asset classes.

Rohan Paranjpey Director Alternative Investments

Rohan has over 10 years of diverse work experience spanning across global investment banking at Deutsche Bank, a startup leadership role at Carbon Clean Solutions, and early stage investment experience at Blume Ventures. At Waterfield, Rohan assists clients with their strategy for the unlisted space, along with sourcing and evaluation of startups.

Ravichandran Natarajan Head Philanthropy Advisory

For over 15 years, Ravi has been associated with NGOs working in the areas of Orphan Girl child upliftment, Model Village adoption and Primary school education in rural India and was earlier the Head of Partnerships and Corporate Relations at Tata Trusts. At Waterfield, Ravi’s aim is to collaborate on the knowledge, experience and resources of our families to achieve scale through innovative and sustainable models that achieve impact for communities.

Tanvi Savla Director

Having worked with DSP Merrill Lynch, Kotak Wealth and Universal Consulting, Tanvi brings with her 17 years of industry experience. Tanvi specialises in the areas of financial planning, family governance and legacy planning. In addition to managing key and sensitive family governance issues, Tanvi also leads the Philanthropy practice at Waterfield.

Puja Shah Director

With over 11 years of experience with leading financial service providers including Deutsche Bank, ICICI Prudential and Merrill Lynch India, Puja assists families to achieve their long term objectives by providing need based solutions. She works extensively with clients on their business strategy, succession planning and philanthropy initiatives.

Kamalini Roy Director

An alumna of the University of Cambridge, UK and a Commonwealth Scholar, Kamalini has over 19 years of experience in the financial services industry having worked with renowned organisations like Grindlays, Standard Chartered and IDFC. At Waterfield, Kamalini assists families to plan, structure and manage their family wealth.

Jigar Desai Director Investment Advisory

Jigar has over 11 years of experience in the financial services industry with recognized firms such as DSP BlackRock Investment Managers, CRISIL, Bennett Coleman & Co and Fidelity Management & Research. At Waterfield, he manages client portfolios by providing research and devising investment strategies in the listed investments space. He is a Charterholder of the CFA Institute, USA.

Saurabh Agrawal Vice President Business Advisory

A chartered accountant by qualification, Saurabh has more than 12 years of experience within the Advisory function with firms like Ernst & Young, BMR and PwC. He leads the Business Advisory Vertical at Waterfield with focus on private clients & estate planning, corporate reorganisation, business and investment structuring, M&A deals, implementation of transactions on an end-to-end basis, etc.

Irshaad Kadwani Executive Director

Irshaad brings with him greater than 23 years of industry experience with international exposure to investment and business advisory. Irshaad has worked with the offshore based Jardine Fleming – Hong Kong and Domestic Institutions like Merrill Lynch and Julius Baer Wealth Management. He specializes in advising clients across a broad spectrum of asset classes and assists them in structuring need based solutions.

Ganesh Jayaraman Director

Ganesh’s experience spans over 18 years in the financial services industry with established firms like BNP Paribas, HDFC Asset Management and Alliance Asset Management. He provides significant support to clients in streamlining their financial affairs.